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Specialized Insurance

Specialized protection for complex business risks.

Modern enterprise risks need bespoke covers—cyber, directors' liability, professional indemnity and marine cargo including Single Transit, Annual and Sales Turnover policies.

Specialized Insurance illustration
Specialized Insurance

Protection for Risks Beyond the Ordinary

Specialized Insurance focuses on modern business, management, professional and cargo risks that need dedicated protection.

The existing solutions include Cyber Liability, D&O Liability, Professional Indemnity / E&O and Marine Cargo with Single Transit, Annual and Sales Turnover policy options.

Cyber

Cyber Liability

Cover for breach, ransomware, BI, PCI and media liability.

D&O

D&O Liability

Protection for directors and officers against management liability.

PI / E&O

Professional Indemnity / E&O

Errors and omissions protection for professional services.

Marine

Marine Cargo

Single Transit, Annual and Sales Turnover Policy options.

Frequently Asked Questions

A Sales Turnover Policy is ideal for businesses with frequent multi-shipment movements during the year. Premium is rated on annual turnover with simplified declarations, avoiding separate per-transit policy issuance.

The appropriate limit depends on revenue, the volume and sensitivity of stored data, contractual requirements, reliance on technology and the possible cost of business interruption, investigation, restoration and third-party claims.