Public
Public Liability
Protection for third-party injury and property damage
Protection that keeps every business confidently covered.
Protection against third-party claims for bodily injury, property damage, financial loss and employee compensation liabilities across operations and products.
Flexible liability solutions are designed around your operations, people, products and professional exposures so different business risks can be addressed clearly.
The available covers include Public Liability, Product Liability & Recall, Commercial General Liability, Workers / Employee Compensation, Professional Indemnity / E&O and Directors & Officers Liability.
Public
Protection for third-party injury and property damage
Product
Cover for product-related claims and recall costs
CGL
Broad protection across business operations
WC / EC
Statutory cover for employee injury and compensation
PI / E&O
Protection against errors, omissions and professional claims
D&O
Management liability protection for directors and officers
CGL is broad but may exclude professional services, management liability, recall or cyber—these often need standalone covers or extensions.
Benefits are as per the Workmen’s Compensation Act/Employee Compensation Act, including death, disability and medical expenses, subject to policy terms.