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General Insurance

Health Insurance

Better healthcare. Stronger protection. Greater peace of mind.

Medical coverage for individuals, families and employee groups—with cashless treatment, hospitalization benefits, daycare care and optional maternity and OPD protection.

Family, doctor and hospital representing comprehensive health insurance
Health Insurance

Healthcare Protection for Every Stage of Life

Health Insurance helps manage eligible medical expenses arising from hospitalization and treatment while giving individuals and families greater financial protection.

Plans can include family floater protection, cashless hospital access, pre and post hospitalization expenses, daycare care, maternity benefits and employee health enhancements.

Family

Individual & Family Floater

Flexible protection for individuals and the whole family under one plan.

Cashless

Cashless Hospital Network

Access cashless treatment at an extensive network of partner hospitals.

Hospital

Pre & Post Hospitalization

Cover eligible medical expenses before and after hospitalization.

Care

Daycare & Domiciliary Care

Protection for covered daycare procedures and eligible treatment at home.

Maternity

Maternity & New-born Cover

Optional maternity benefits and early protection for the new-born.

Corporate

Corporate GMC Add-ons

Employee health plans with optional room, PA and OPD enhancements.

Frequently Asked Questions

Quick answers to help you understand waiting periods and room-rent benefits.

A typical policy may apply 30 days for illnesses, 1–2 years for specified ailments and 3–4 years for pre-existing conditions. These periods vary by insurer and plan, while some Group GMC policies may waive or reduce them.
Choose a plan with a higher room-rent limit or no room-rent capping. Staying within the eligible room category can also help avoid proportionate deductions on related hospital charges.